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Credit Repair - Why Do I Need It?
CreditAbility of Cedar
Rapids, Iowa is truly a leader in the credit repair business!
We know
that your credit scores and profiles are used by banks and loan
companies, to determine whether or not they should extend
to you credit for credit cards, car loans and even home
mortgages. According to the Federal Trade Commission, your credit report
is a vitally important part of many credit scoring systems.
It
is very important to make sure your score is accurate before you
even submit an application.
According to the Public Interest
Research Groups (PIRG), a survey conducted found that 79%
of all credit reports featured some kind of an error - that's nearly
four out of five.
This
suggests that the odds are very strong that your credit report
may not be
as clean as it should be. And worse yet, 25% of the
reports that they surveyed, contained some very serious errors. If these errors
were on one of your reports, these errors could have been
bad enough to lead most banks or lending intuitions to refuse you
when you are trying
to make a major purchase such as a new house or a new car.
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Our program
focuses on analyzing, educating you, and correcting inaccuracies
and credit challenges to enable you to attain your goals. Our
70 day contract delivers a comprehensive repair program that really
works.
We begin
the entire process with a free comprehensive credit analysis.
Credit reporting agencies, collection
agencies, banks and credit card companies may have inaccurate,
unverifiable and outdated data about you.
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WHAT OUR
CLIENTS SAY!
We had
gone through some hard times, our scores were low
and things were at a standstill. CreditAbility stepped
up to the plate and changed things. They fixed things
that had been neglected by others and our scores went up
by an average of 35 points! We were finally able to
refinance our home!
The
staff at CreditAbility are very motivated and honest
people to work with. Well done, and a big THANKS to
CreditAbility.
D & S
Spinler - Cedar Rapids, Iowa
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We verify every single detail of your report to ensure it's
accuracy, and then we dispute any inaccuracies with any and all of
your current creditors.
The FCRA (Fair Credit Reporting Act),
FACTA (Fair and Accurate Credit Transactions Act), FCBA (Fair Credit
Billing Act), HIPPA (Health Insurance Portability & Accountability
Act) all have consumer protections. The consumer protection sections
of each of these must be understood thoroughly to best serve you.
At the end of our program, you will have an accurate, error free
report., You will have the correct blend of good credit, education
on managing credit to maximize your score,
and know who, when and how much you owe and you'll always having the
money you need to make ends meet. Guess what? You will be well
on your way to becoming a "720 Score" borrower and you will always
get the lowest pricing and interest rates every time you go to the
bank to borrow money! |
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